If you haven't received an Unnatural Links warning then I wouldn't start disavowing random links you think might be harming you... as that could just hurt you more. It is possible given all the recent flux from Penguin that this is just some more shuffling. It could also be cause by the regular shuffling within the SERPs caused by your competitors making updates and tweaks to their sites that caused them to move up.
I'd suggest an small audit of your site... see if any pages could use tweaking, if there are any thin pages then look into adding fresh content, work on gaining some relevant & natural links to your site, etc. etc.