Thank you for the suggestions. And, I agree with the approach of using an existing Google Places user/login (if applicable) to establish the personal account - then the page. However, in recent cases where I am dealing with post Places/Plus merge and the client did NOT have an existing Places account - things become a bit trickier 
I don't know about you guys, but I have encountered several clients that simply don't want anything to do with establishing or managing Places or Plus accounts - siting that's part of the reason they hired me. They are also resistant to having their personal name/information being visible. I attempt to appease their concerns by explaining the various privacy settings G provides, but resistance typically prevails.
