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Hi Gorge, I am sharing excerpt from recently published article (26 feb 15) on seroundtable.com . "Consistent but not identical.The main thing is for you to test and see what works for your site and your rankings and users." "1. Usability - if title and headline are more or less the same, it's easier for users to identify the page they clicked through to from the result pages as the one they found on the search engine because search engine results use the title as main result element, whereas the element immediately visible on the page is the headline, the title there is invisible as long as users don't know exactly where to look for it. It may therefore irritate users if title and headline differ too much. 2. Keyword prominence - it's obvious that it makes sense to use the same keywords in titles and headlines, simply because a single page should always define it's topic as exactly as possible, which means there will always be only two or three main keywords any given page will be optimized for." To read full article please visit @ https://www.seroundtable.com/google-title-h1-identical-19923.html Thanks

If you were using florida-car-insurance and then changed it to car-insurance, you should 301 redirect florida-car-insurance to car-insurance to ensure that any page equity that you may have built for the original page is preserved.