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Thanks Kane!  That answers my question completely.  In my area every town is spread out and has a low population so it gets divided up into hamlets and this can make the location targeting a real headache.  A "town" might have a population of 10-40 thousand but each hamlet is no more than several thousand.  Local people identify with the hamlet so they will only search for their hamlet name and not the actual town name. It would be a tremendous amount of work to build all the pages necessary to cover all of the Keyword+Town/Hamlet variations even for a relatively small area.